Benefits
Discover the benefits for your business with our specialist advice.
Lower workers' compensation insurance costs
Fewer claims through preventive measures
Cover adjusted to the company's real risk
Strict compliance with legal obligations
Better claims management and response times
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FAQ
Clear answers about the covers that protect you and your family, including key information, practical guidance and support to help you navigate your insurance choices.
Contact usIn Portugal, this insurance is compulsory for all employers, covering employees in the event of an accident occurring at the place and during the time of work, including commuting (in itinere).
Self-employed workers can, and should, also take out this cover voluntarily.
As Work Accident Insurance is compulsory, employers are required to transfer liability for compensating damage arising from work accidents to entities legally authorised to provide this insurance.
Self-employed workers — those who carry out an activity on their own account — are required to take out Work Accident Insurance guaranteeing the same benefits as those provided by law for employees.
Besides compensation for temporary incapacity, it covers medical and surgical care, medication, hospitalisation, transport and rehabilitation arising from the accident, as well as pensions in the event of permanent incapacity.
We follow up the process with the insurer from the initial report through to discharge.
These solutions are backed by a specialised team, international experience and a personalised service, ensuring security and peace of mind in every situation.
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