PARTICULARES

Motor Insurance

Motor Third-Party Liability insurance is required by law in Portugal. It protects the owner against damage caused to third parties (material and bodily) following a road accident, and can be customised with optional covers such as theft, fire or natural events.

Benefits

Discover the benefits for you and your family with our specialist advice.

24/7 travel assistance

Immediate support in the event of breakdown or accident, in Portugal and abroad.

Tailored cover

Choose between third-party liability and/or additional covers.

Fast claims management

Close support and swift resolution in the event of a claim.

We will find the best solution

Name

Tax ID (NIF/NIPC)

Address

Phone number

Solution

Notes

Personal Data Protection

Verspieren Portugal Corretores de Seguros, S.A., as data controller, collects the personal data contained in this form for the purposes of analysing the user's/client's needs, obtaining quotes from insurers, and preparing insurance simulations and proposals. The data may be shared with insurers and other entities strictly necessary to obtain the requested simulations and proposals. The data will be kept only for the period necessary for the purposes stated above or to comply with legal obligations. The data subject may exercise their rights of access, rectification, erasure, restriction of processing, objection and portability, by contacting: [email protected]. For more information, see our Privacy Policy.

Consent

Any questions?

FAQ

Clear answers about the covers that protect you and your family, including key information, practical guidance and support to help you navigate your insurance choices.

What should I do in the event of a motor accident?

In the event of an accident, you should complete the European Accident Statement (DAAA), even if there was no collision with another vehicle. The document gathers the information the insurer needs to settle the claim quickly.

Then contact our team as soon as possible: we take care of all the follow-up with the insurer, so you don't have to worry about the process.

What documents are needed to take out motor insurance?

Usually you need the single vehicle document (DUA), the tax identification card of the policyholder and, if applicable, the previous insurance policy for claims history and no-claims bonus purposes.

Our team tells you, case by case, whether additional documentation is required depending on the cover you want.

Does motor insurance cover damage to my own car?

Compulsory third-party liability cover only covers damage caused to third parties. For damage to your own vehicle to be covered you need to take out optional covers, such as impact, collision and overturning, or an own-damage option.

Our team compares the options available on the market and explains, case by case, what each one covers and excludes.

Can I keep my insurance if I lend my car to someone else?

As a general rule, yes, provided the driver is legally entitled to drive. Some policies apply specific conditions to young drivers or those with little driving experience, which may result in a higher excess.

If the vehicle is regularly driven by more than one person, it is worth reviewing the policy with us to avoid surprises in the event of a claim.

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